# Limited account types
**URL:** https://forum.alpaca.markets/t/limited-account-types/51
**Category:** Feature Requests
**Created:** [July 26, 2019, 6:25pm UTC](https://forum.alpaca.markets/t/limited-account-types/51 "2019-07-26T18:25:06Z")
**Posts on this page:** 15
**Page:** 2
### Author:  [@marketneutral](https://forum.alpaca.markets/u/marketneutral)
#### Post date: [March 11, 2020, 7:04pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/21 "2020-03-11T19:04:27Z")
This is an “interesting” thread. Regular/IRA/Roth IRA is just an account designation. It’s unrelated to API.
Anyhow, I don’t trade with Alpaca because they don’t offer IRA or Roth IRA accounts. In a taxable account, doing tax accounting, worrying about wash sales, etc. is too much of a headache.
So, +1 for “please offer IRA and Roth IRA accounts.”
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### Author:  [@Donghan](https://forum.alpaca.markets/u/Donghan)
#### Post date: [May 23, 2020, 7:29am UTC](https://forum.alpaca.markets/t/limited-account-types/51/22 "2020-05-23T07:29:50Z")
+1 Not supporting Ira accounts is a deal breaker for me. I doubt anyone would want to deal with the hassle of tax reporting.
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### Author:  [@kris](https://forum.alpaca.markets/u/kris)
#### Post date: [May 23, 2020, 4:57pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/23 "2020-05-23T16:57:23Z")
there’s no hassle its pointless and not even the same topic
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### Author:  [@CraftyMittens42](https://forum.alpaca.markets/u/CraftyMittens42)
#### Post date: [July 23, 2020, 10:46am UTC](https://forum.alpaca.markets/t/limited-account-types/51/24 "2020-07-23T10:46:10Z")
+1 Agreed- Please support IRA accounts (traditional and ROTH). I imagine these would also require the support of cash accounts as opposed to margin only.
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### Author:  [@Albert](https://forum.alpaca.markets/u/Albert)
#### Post date: [July 30, 2020, 4:01pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/25 "2020-07-30T16:01:38Z")
Roth IRA would be pretty useful, if Alpaca does not offer it soon I will be switching to another broker that does for most of my account, if not all.
edit: +1
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### Author:  [@M\_T](https://forum.alpaca.markets/u/M_T)
#### Post date: [January 19, 2022, 2:03am UTC](https://forum.alpaca.markets/t/limited-account-types/51/26 "2022-01-19T02:03:53Z")
+1 for Roth IRA and other account types.
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### Author:  [@Dan\_Whitnable\_Alpaca](https://forum.alpaca.markets/u/Dan_Whitnable_Alpaca)
#### Post date: [January 25, 2022, 6:50pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/27 "2022-01-25T18:50:10Z")
IRAs are on the list and will be coming. The details, and which plans will be supported, haven’t been finalized but we realize this is important.
One issue that will arise is most of these plans cannot be in a margin account. Therefore, one will need to handle the settle time for trades. This means waiting 2 days before using funds from a sale. In the current margin accounts those funds are available immediately.
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### Author:  [@joaoramia](https://forum.alpaca.markets/u/joaoramia)
#### Post date: [March 16, 2022, 1:33pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/28 "2022-03-16T13:33:56Z")
Hi Dan, thank you for the information. Is there any update on this topic?
Thank you again
Joao
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### Author:  [@Kirk\_Danielson](https://forum.alpaca.markets/u/Kirk_Danielson)
#### Post date: [April 24, 2024, 4:49am UTC](https://forum.alpaca.markets/t/limited-account-types/51/29 "2024-04-24T04:49:05Z")
Are there any updates on IRAs being offered by Alpaca? Algorithm trading without doing it in a retirement account is making us all have serious issues with tax compliance and reporting.
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### Author:  [@Dan\_Whitnable\_Alpaca](https://forum.alpaca.markets/u/Dan_Whitnable_Alpaca)
#### Post date: [April 24, 2024, 2:03pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/30 "2024-04-24T14:03:35Z")
@Kirk_Danielson Providing IRA accounts is an active project. No ETA but it’s in the works.
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### Author:  [@Kirk\_Danielson](https://forum.alpaca.markets/u/Kirk_Danielson)
#### Post date: [April 24, 2024, 4:53pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/31 "2024-04-24T16:53:39Z")
Great to hear! Thank you for the update.
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### Author:  [@techtwentytwo](https://forum.alpaca.markets/u/techtwentytwo)
#### Post date: [July 17, 2024, 5:48am UTC](https://forum.alpaca.markets/t/limited-account-types/51/32 "2024-07-17T05:48:52Z")
I signed up just to add my voice requesting IRA accounts. Didn’t realize margin was an issue, but that makes sense, hopefully you can figure out a solution to it.
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### Author:  [@thebarryman](https://forum.alpaca.markets/u/thebarryman)
#### Post date: [October 5, 2024, 11:41pm UTC](https://forum.alpaca.markets/t/limited-account-types/51/33 "2024-10-05T23:41:06Z")
I saw that IRAs are now supported through the brokerage API. Does this mean IRA accounts can be created for usage with the trading API as well, or is this still on the roadmap for future updates?
Also, the beginning of this thread was some of the silliest pointless “debate” I’ve ever seen. The tax benefits of trading in an IRA account are obvious.
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### Author:  [@thebarryman](https://forum.alpaca.markets/u/thebarryman)
#### Post date: [October 6, 2024, 9:12am UTC](https://forum.alpaca.markets/t/limited-account-types/51/34 "2024-10-06T09:12:33Z")
Dan, would “limited margin” be applicable here? My understanding is that some brokerages allow limited margin accounts in order to circumvent the settlement delay issue. This would not allow short selling or adding leverage, but it does sound extremely useful for the trading I would like to do in an IRA.
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### Author:  [@techtwentytwo](https://forum.alpaca.markets/u/techtwentytwo)
#### Post date: [December 12, 2024, 1:56am UTC](https://forum.alpaca.markets/t/limited-account-types/51/35 "2024-12-12T01:56:43Z")
Still waiting for Roth IRAs on Alpaca, any updates on that? Will be divesting from Quantbase in 2025 if no.
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