# Instant Settled Cash for Options - No more T+1 **URL:** \ **Category:** Feature Requests\ **Created:** [January 8, 2026, 12:02am UTC](https://forum.alpaca.markets/t/instant-settled-cash-for-options-no-more-t-1/18305 "2026-01-08T00:02:28Z")\ **Posts on this page:** 3\ **Page:** 1
**Author:** ![John\_O\_Dwyer](https://sea2.discourse-cdn.com/flex020/user_avatar/forum.alpaca.markets/john_o_dwyer/32/7090_2.png) [@John\_O\_Dwyer](https://forum.alpaca.markets/u/John_O_Dwyer)\ **Post date:** [January 8, 2026, 12:02am UTC](https://forum.alpaca.markets/t/instant-settled-cash-for-options-no-more-t-1/18305/1 "2026-01-08T00:02:28Z")
I would like to propose a feature request that gives instant settled cash for options trading. Instead of waiting T+1 after a trade so that a cash-covered put can be sold right after a trade is made. Reasoning, when selling options with short days to expiry (say 5 days), one day is a very long time. Waiting a day to trade an option in this scenario can cost 20% of returns. ---
**Author:** ![roman1978](https://avatars.discourse-cdn.com/v4/letter/r/2bfe46/32.png) [@roman1978](https://forum.alpaca.markets/u/roman1978)\ **Post date:** [January 8, 2026, 2:49pm UTC](https://forum.alpaca.markets/t/instant-settled-cash-for-options-no-more-t-1/18305/2 "2026-01-08T14:49:12Z")
Alpaca cant change it. Only **Securities and Exchange Commission can change it to T+0** ---
**Author:** ![John\_O\_Dwyer](https://sea2.discourse-cdn.com/flex020/user_avatar/forum.alpaca.markets/john_o_dwyer/32/7090_2.png) [@John\_O\_Dwyer](https://forum.alpaca.markets/u/John_O_Dwyer)\ **Post date:** [January 21, 2026, 7:30pm UTC](https://forum.alpaca.markets/t/instant-settled-cash-for-options-no-more-t-1/18305/3 "2026-01-21T19:30:30Z")
Actually, Alpaca can change it. From a functional perspective, it is T+1 but from a margin perspective, it does not have to be the case, and it’s not on many platforms. IBKR, for example, frees up cash right away.